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Our Program

Catholic Mutual Group offers comprehensive property, casualty and employee benefit packages tailored to the specific needs of our members. In addition, our services include claim administration, risk management and member services.

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Catholic Mutual Services
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Our Coverages


  • Building and Contents
  • Builders Risk
  • Boiler and Machinery
  • Earthquake/Flood
  • Electronic Data Processing
  • Fine Arts/Stained Glass
  • Loss of Income/Tuition/Rents/Extra Expense
  • Mobile Equipment
  • Ordinance or Law
  • Personal Property for Priests, Sisters and Brothers
  • Crime


  • General Liability (BI, PD, AI, PI)
  • Cemetery Errors and Omissions
  • Counseling Errors and Omissions
  • Directors and Officers
  • Employee Benefits Errors and Omissions
  • Employment Practices
  • Fire Legal
  • Liquor Liability
  • Personal Injury
  • Sexual Misconduct
  • Incidental Medical Malpractice
  • Third-party Special Events

Available through our affiliate CMG Agency

  • Auto
  • Worker’s Compensation
  • Bonds
  • Student Accident
  • Volunteer Workers Accident Coverage

We the Sisters of Social Service have been very happy to have a company who responds to us in a timely manner with a personal voice. Catholic Mutual has been a part of us for many good years of service.

- Sr. Ellen Hunter, Sisters of Social Service, Encino, Calif.

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Claims Administration

Catholic Mutual Group currently employs more than 50 dedicated staff members in our home office and service offices to handle property, liability, auto and workers’ compensation claims. In addition, we have an in-house General Counsel who assists in reviewing case law and providing legal opinions. Our Claims professionals are experienced in both their respective areas of expertise as well as the unique processes that are sometimes necessary when working with a church program.

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Risk Management

Risk Management is an essential part of Catholic Mutual’s coverage program. We work closely with dioceses and Church-owned institutions to develop cost-effective programs that are specifically tailored to manage the property and liability exposures of the Catholic Church.

Because they were founded by Catholic dioceses and archdioceses and they’re governed by a board of bishops, Catholic Mutual understands our needs far better than any commercial insurance company is going to. And they really go the extra mile to work with us to come up with solutions that work for everybody.

- Joe Ingraham, Diocese of Baton Rouge

Through our CARES (Comprehensive, Attentive, Responsive, Effective Service) program, we have developed and implemented programs including certificate of insurance and contract review, fleet and automobile safety programs, sexual misconduct training and policies, personnel policies, special events risk management policies, a school safety resource manual, online training modules, the Mutual Connection newsletter and many other initiatives.

Each year, our Risk Management department inspects more than 7,000 member locations. Since we began administering online trainings in 2009, nearly 100,000 trainings have been completed.

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Member Services

Catholic Mutual Group members have a dedicated member services representative to assist them with all day-to-day services related to their program including:

  • Billing
  • Certificates of Coverage
  • Endorsements
  • Coverage Questions and Issues
  • Annual Renewals
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Our Employee Benefit Buying Alliance

CMG Agency, Inc. and the Employee Benefit Buying Alliance provide professional brokerage services in the placement of the following coverages:

  • Health (Self-funded and Fully Insured)
  • Dental
  • Rx Carve-out
  • Group Life
  • Accidental Death and Dismemberment
  • Short-term Disability
  • Long-term Disability
  • Supplemental and Dependent Life and Voluntary Products
  • Vision

Advantages of Participating in the Employee Benefit Buying Alliance (EBBA)

Prior to joining Catholic Mutual in 2006, we seemed to be on the unending treadmill of escalating benefits costs. Each renewal year we would raise deductibles and/or reduce benefits on our fully insured plans in order to keep our renewal increase tolerable. In the Catholic Mutual Group, we have a partner who specializes in meeting the insurance needs of diocesan and other church plans. They facilitated the transfer of our administration and billing after our former administrator resigned the account with short notice. They negotiated the transfer of our prescription coverage and group life plans, resulting in more favorable terms for our plan. As the coalition continues to grow, we enjoyed deeper discounts on our prescription drug plan.

- Deacon John J. McKenna, K.H.S., SPHR, Archdiocese of Newark

Lower Commissions/Fees: CMG Agency commissions/fees are typically significantly lower than those of comparable brokers/consultants.

Experienced Management and Staff: All members of our staff either have a professional designation or are pursuing one. In addition, we have four licensed consultants available at any time.

Opportunity to Share Data: As in the case of some of the comparisons of the data that we have compiled in our growing database, we hope to be a catalyst in assisting our clients to share helpful information between dioceses without compromising the privacy of any without prior approval.

Never a One Size Fits All Approach: Although our experience with Catholic entities is second to none, we recognize that each still may have its own requirements and nuances. As such, all benefit plans are unique and clients are welcome to purchase any one or all of the coverage lines that we access through the EBBA (Employee Benefit Buying Alliance).

Significant Savings: Because of the interest that has been generated since its inception in 1999, the EBBA has saved participating members in excess of $160 million on all lines of coverage in its first 12 years of existence.

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