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Risk Management - Five Winter Losses Every Organization Can Prevent

Category: Latest News | Posted: November 03, 2026

Winter brings unique challenges for churches, schools, and social service organizations. The good news is that many winter-related losses can be prevented with a little planning and attention.

1. Slip-and-Fall Injuries
Snow and ice are among the leading causes of winter injuries. Establish a documented snow removal plan, apply ice melt promptly, and inspect walkways frequently.

2. Frozen Pipes and Water Damage
A burst pipe can cause significant property damage and disrupt operations. Keep buildings adequately heated, inspect vulnerable areas, and know where shutoff valves are located.

3. Heating System Fires
Furnaces, boilers, and space heaters work harder during winter months. Schedule routine maintenance and keep combustible materials away from heat sources. Always unplug portable heaters when not in use.

4. Vehicle Accidents
Whether transporting clients, students, or volunteers, winter driving conditions increase accident risks. Encourage defensive driving, monitor weather conditions, and postpone travel when necessary.

5. Weather-Related Operational Disruptions
Severe weather can lead to canceled programs, staffing shortages, and communication challenges. Review your emergency operations and communication plans before the next storm arrives.

 

A proactive approach today can help prevent costly claims, property damage, and injuries tomorrow. Winter may be unavoidable, but many winter losses are not.